When it comes to choosing the best private medical insurance providers, the needs and the criteria of every individual can be different. There are several factors involved in the ranking of any medical insurance provider as the best in the market. Some major metrics are:
- Financial strength
- Customer service rating
- Claim service
- The flexibility of the plans
- Pricing of the plans
- Policy offering
- Coverage benefits
- Medical facility choices
Top 5 Private Medical Insurance
Finding the best medical insurance provider may not be possible for everyone, as the needs and requirements can be different. So, we have made this easier for our readers. We have researched the local market and the internet forums to come up with the top private medical insurance provider in the USA in 2020:
- Kaiser Permanente
- United Health Care (UHC)
- Molina Healthcare
- Anthem, Inc.
- Blue Cross Blue Shield
Kaiser Permanente is one of the most trusted private medical insurance providers in the USA. They own managed healthcare centers and medical facilities under their name. They have won several customer rating awards and financial strength awards. Their network consists of more than 22,000 active physicians.
They are the top performers in many states of the coverage areas. They acquired 84.16 points out of 100 in customer satisfaction ratings.
United Health Care (UHC)
UHC received many “A” category awards in several major rankings. Their medical insurance plans also meet the Affordable Care Act requirements. The UHC policyholder can place orders for the prescription online, and many other features of the United Health Care insurance plans can be used online.
They have outstanding financial strength rating with a wide network of PPOs across the different states. Their online healthcare facilities are services that make them a better option in the list of private medical insurance providers.
Molina Healthcare is the best private medical insurance provider in several states of the United States for wellness care. This medical insurance provider has a strong clientele across the country, with more than 3.4 million clients. There are many amazing perks included in the medical insurance plans by Molina Healthcare. Not only their customer rating services are best in the market, but their investors have also upgraded the financial strength rating recently
With $67.2 billion in the direct written premiums and market share of 6.1%, Anthem, Inc. is one of the best names in the private medical insurance providers market. The health benefits company aims to provide affordable insurance solutions to the community. They are currently serving more than 78 million clients in the USA. They have diverse medical insurance plans to meet the needs of a diverse population. For individual and employer medical insurance policies, they are the best providers.
Blue Cross Blue Shield
If you travel more frequently for work or personal causes, then Blue Cross Blue Shield is the best private medical insurance provider in the country. They have insurance providers in almost every state of the country. They offer medical insurance if you live or travel overseas. This insurance provider has several independent companies on board so you can choose the plans according to your destination.